Do you have financial wealth that you want to protect and grow over time? We offer a range of bespoke services.
Three solutions for optimum investment
Choose from three investment solutions that offer capital preservation, capital growth and consistent performance over the long term.
Two solutions for optimum investment
Choose from two investment solutions that offer capital preservation, capital growth and consistent performance over the long term.
BL-Expert
BL-Invest
BL-Select
Delegate the management of your portfolio to our specialists
Do you want to benefit from active portfolio management and free yourself from the constraints involved in managing assets? Our discretionary management portfolios aim to provide capital growth over the long term according to your performance expectations and desired level of security.
(in French)
Advantages of BL-Expert
- Bespoke
Your portfolio is adapted to your investor profile - Peace of mind
Your portfolio is managed by experts - Transparency
You are kept informed of all management decisions
Our investment approach targets a consistent performance over time, while respecting your risk tolerance
Conservative profile
Balanced
profile
Dynamic profile
Growth profile
Conservative profile
| Annual return* | Conservative profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 2.16% | 1.35% |
| over 10 years (2014-2023) | 2.41% | 1.17% |
| over 15 years (2009-2023) | 3.21% | 2.08% |
| since 2004 | 3.04% | 1.84% |
* Annualised performance, net of fees, for the BL Funds mandate, conservative profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 20% and 40%. Benchmark: Morningstar – EUR Cautious Allocation (EUR) – Global. Past performance is not a reliable indicator of future performance.
| Cumulative return** | Conservative profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 11.28% | 6.93% |
| over 10 years (2014-2023) | 26.91% | 12.32% |
| over 15 years (2009-2023) | 60.63% | 36.21% |
| since 2004 | 81.96% | 44.11% |
** Cumulative performance, net of fees, for the BL Funds mandate, conservative profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 20% and 40%. Benchmark: Morningstar – EUR Cautious Allocation (EUR) – Global
This investment strategy aims to preserve purchasing power to offset inflation, while accepting a limited degree of fluctuation in the portfolio value. It seeks to offer returns slightly above those of the bond market for comparable levels of volatility. Past performance is not a reliable indicator of future performance.
Balanced profile
| Annual return* | Balanced profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 3.87% | 3.23% |
| over 10 years (2014-2023) | 3.90% | 2.56% |
| over 15 years (2009-2023) | 4.85% | 3.54% |
| since 2004 | 4.07% | 2.76% |
* Annualised performance, net of fees, for the BL Funds mandate, balanced profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 40% and 60%. Benchmark: Morningstar – EUR Moderate Allocation (EUR) – Global. Past performance is not a reliable indicator of future performance.
| Cumulative return** | Balanced profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 20.92% | 17.25% |
| over 10 years (2014-2023) | 46.67% | 28.78% |
| over 15 years (2009-2023) | 103.36% | 68.49% |
| since 2004 | 122.06% | 72.24% |
** Cumulative performance, net of fees, for the BL Funds mandate, balanced profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 40% and 60%. Benchmark: Morningstar – EUR Moderate Allocation (EUR) – Global
This investment strategy aims to secure moderate appreciation in the portfolio value, while accepting a certain degree of fluctuation therein. It seeks to offer better returns than the bond market with a significantly lower level of volatility than that offered by investing in equities alone. Past performance is not a reliable indicator of future performance.
Dynamic profile
| Annual return** | Dynamic profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 5.57% | 6.10% |
| over 10 years (2014-2023) | 5.58% | 4.51% |
| over 15 years (2009-2023) | 6.87% | 5.60% |
| since 2004 | 5.35% | 4.08% |
* Annualised performance, net of fees, for the BL Funds mandate, dynamic profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 65% and 85%. Benchmark: Morningstar – EUR Aggressive Allocation (EUR) – Global. Past performance is not a reliable indicator of future performance.
| Cumulative return** | Dynamic profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 31.11% | 34.44% |
| over 10 years (2014-2023) | 72.16% | 55.48% |
| over 15 years (2009-2023) | 171.01% | 126.47% |
| since 2004 | 183.69% | 122.43% |
** Cumulative performance, net of fees, for the BL Funds mandate, dynamic profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 65% and 85%. Benchmark: Morningstar – EUR Aggressive Allocation (EUR) – Global
This investment strategy aims to secure significant appreciation in the portfolio value, while accepting frequent and substantial fluctuations therein. It seeks to offer long-term capital growth with a lower level of volatility than that offered by investing in equities alone. Past performance is not a reliable indicator of future performance.
Growth profile
| Annual return* | Growth profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 6.19% | 10.41% |
| over 10 years (2014-2023) | 6.59% | 8.27% |
| over 15 years (2009-2023) | 8.05% | 9.90% |
| since 2004 | 6.04% | 6.66% |
* Annualised performance, net of fees, for the BL Funds mandate, growth profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 90% and 100%. Benchmark: Morningstar – Global Large-Cap Blend Equity (EUR). Past performance is not a reliable indicator of future performance.
| Cumulative return** | Growth profile | Benchmark |
|---|---|---|
| over 5 years (2019-2023) | 35.04% | 64.06% |
| over 10 years (2014-2023) | 89.35% | 121.33% |
| over 15 years (2009-2023) | 219.36% | 312.17% |
| since 2004 | 223.28% | 263.15% |
** Cumulative performance, net of fees, for the BL Funds mandate, growth profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 90% and 100%. Benchmark: Morningstar – Global Large-Cap Blend Equity (EUR)
This investment strategy aims to ensure the portfolio is fully exposed to market growth, while accepting sudden and substantial fluctuations in value. It seeks capital growth over the long term. Past performance is not a reliable indicator of future performance.
Retain control of your investments and benefit from investment advice and support
BL-Invest is an investment advisory service. Your adviser ensures that your portfolio and your investment strategy are aligned in accordance with your situation, your financial knowledge and stock market experience.
Advantages of BL-Invest
- Personalised advice
You receive advice on the structure of your portfolio and its asset allocation - Continuous monitoring
We check the suitability of your investments with your investor profile - Comprehensive reporting
You can track your investments in complete transparency
A solution for investment portfolios needing more complex advice
BL-Select provides direct access to our investment experts. Together with your adviser, they work to devise investment proposals based on your objective and risk profile with the aim of growing your assets. This solution is reserved for portfolios of over 5 million euros.
Advantages of BL-Select
- A pair of experts
You will receive advice from your adviser and your investment specialist - Regular strategic appraisal
You will meet our experts regularly to review your portfolio - Complementary services
You benefit from tax reclaim and relief services
Talk to an adviser
Let’s discuss how we can help you
